/* V31 – Business Review 360º */
.lv31-hero{background:linear-gradient(125deg,#0c1e32,#183957);color:#fff;padding:clamp(3rem,6vw,6rem) 0}
.lv31-kicker{color:#ddbf7d;font-weight:700;font-size:.77rem;letter-spacing:.12em;text-transform:uppercase}
.lv31-hero h1{font-size:clamp(2rem,4.1vw,3.7rem);color:#fff;line-height:1.12;max-width:850px;margin:.7rem 0 1.1rem}
.lv31-hero p{max-width:820px;font-size:1.1rem;line-height:1.7;color:#e4eaf1}
.lv31-cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:1.5rem}
.lv31-btn{border-radius:8px;padding:.85rem 1.2rem;font-weight:700;display:inline-flex;align-items:center;justify-content:center;text-decoration:none;line-height:1.4}
.lv31-primary{background:#dabe7f;color:#13283b!important}
.lv31-secondary{background:transparent;border:1px solid #dabe7f;color:#f4f5f8!important}
.lv31-section{padding:clamp(2.2rem,4.5vw,4.2rem) 0}
.lv31-section:nth-child(odd){background:#f5f8fa}
.lv31-section h2{font-size:clamp(1.45rem,2.7vw,2.15rem);margin:0 0 1rem;color:#18324b}
.lv31-lead{max-width:920px;line-height:1.75;font-size:1.07rem}
.lv31-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:1.5rem}
.lv31-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.lv31-card{background:#fff;border:1px solid #d8e0e7;border-radius:12px;padding:1.35rem;box-shadow:0 4px 16px rgba(16,37,56,.045)}
.lv31-card h3{font-size:1.22rem;margin:.2rem 0 .8rem;color:#18324b}
.lv31-card p,.lv31-card li{line-height:1.63}
.lv31-card ul{padding-left:1.15rem;margin:.7rem 0}
.lv31-card .lv31-flag{font-size:.75rem;text-transform:uppercase;letter-spacing:.09em;color:#675633;font-weight:700}
.lv31-card.featured{border:2px solid #bd9b53;background:#fffefa}
.lv31-steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.lv31-steps li{background:#fff;border-left:4px solid #bd9b53;border-radius:8px;padding:1.15rem;line-height:1.55}
.lv31-steps strong{display:block;color:#18324b;margin-bottom:.45rem}
.lv31-note{padding:1rem 1.2rem;border-left:4px solid #bc9c5b;background:#fbf8ef;border-radius:7px;line-height:1.65;margin-top:1rem}
.lv31-terms{margin-top:1.4rem;padding-left:1.2rem;line-height:1.85}
.lv31-faq details{background:#fff;border:1px solid #dce3e9;border-radius:8px;margin:.65rem 0;padding:1rem 1.15rem}
.lv31-faq summary{cursor:pointer;font-weight:700;color:#16314a}
.lv31-faq p{line-height:1.65;margin:.8rem 0 .1rem}
.lv31-cta-final{background:#10263d;color:#fff;padding:2.5rem;border-radius:13px}
.lv31-cta-final h2{color:#fff!important}
.lv31-cta-final p{color:#e1e9f0}
.lv31-promo{background:linear-gradient(110deg,#153350,#0d243a);color:#fff;padding:1.4rem 0}
.lv31-promo-inner{display:flex;align-items:center;justify-content:space-between;gap:1.5rem}
.lv31-promo h2{color:#fff;font-size:1.28rem;margin:.15rem 0 .4rem}
.lv31-promo p{color:#e3ebf2;margin:0;line-height:1.5}
.lv31-promo .lv31-btn{white-space:normal;flex-shrink:0}
.lv31-diag-note{background:#f9f6ed;border-left:4px solid #b99d63;padding:1.3rem 1.5rem;margin:1.5rem auto;border-radius:8px;line-height:1.7}
.lv31-diag-note h2{font-size:1.2rem!important;margin:.1rem 0 .6rem}
.lv31-diag-note p{margin:.3rem 0 .7rem}
@media(max-width:760px){.lv31-grid,.lv31-grid.two,.lv31-steps{grid-template-columns:1fr}.lv31-promo-inner{align-items:flex-start;flex-direction:column}.lv31-cta-final{padding:1.4rem}}